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Guaranteed Auto Protection (GAP)

Protect your auto investment.  Guaranteed Auto Protection , or GAP, offers protection against financial liability for individuals who finance a new or used vehicle.  GAP protects against financial loss in the event that your vehicle is damaged beyond repair (totaled) or stolen and never recovered.  

GAP covers the difference between the market value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges.  In the event a deficiency exists, our program will cover your insurance deductible, up to $1,000.

For Example:

Loan balance after one year
Your vehicle's actual cash value
Your deductible
Insurance Settlement
The gap (Deficit Balance)
GAP Pays
$15,000
$11,000
$ 1,000
$10,000
$ 5,000
$5,000

Plus Option

If vehicle is totalled you may be able to get $1000.00 toward purchase of replacement vehicle as long as financed with West Virginia Central Credit Union within 60 days of vehicle loss.

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Locations
Hours
Phone

Main Office
1306 Murdoch Ave.
Parkersburg, WV 26101

South Parkersburg Office
809 Division St.
Parkersburg, WV 26101

Vienna Office
1701 Grand Central Ave.
Vienna, WV 26105
Lobby Hours:
Mon-Thu: 8:30am-4:30pm
Fri: 8:30am-5:30pm

Drive-Through Hours:
Mon-Fri: 7:30am-6:00pm
Sat: 8:00am-12:00noon
Local:
304-485-4523

Toll-Free:
1-800-642-1902

Lost or Stolen Cards:
Use these numbers to report lost
or stolen cards after hours:

Debit Card #: (800) 554-8969
VISA #: (800) 558-3424


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