Overdraft Protection

Overdraft Protection offers the comfort of knowing your checks will clear.  The protection can be provided to you as a member of West Virginia Central Credit Union.  

If your Checking (Share Draft) balance falls short in paying for a check, money will be transferred from another one of your savings accounts in the amount needed to pay the check.  You determine which savings accounts to tie to your checking account.

We also offer a Line of Credit when your checking (share draft) balance does not have enough funds to clear the draft. The Line of Credit must be approved.